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MULTIPURPOSE LOANS

 

MultiPurpose Loans - Loans you can afford. The Credit Union’s primary goal is to become the lender of choice of all members by offering the best possible rate based on what each member has done with their individual management of their financial affairs and credit.  We encourage good credit by rewarding those members who have worked hard to maintain their good credit standing.

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New Vehicle - Pre-approvals allow you take advantage of all dealer discounts and rebates.

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Used Vehicle - Pre-approvals allow you take advantage of all dealer discounts and rebates.

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Credit Builder Short Term Loan - Build your credit credit. With our Credit Builder Short Term Loan Program. No credit history OK. Credit Problems? No Problem. Apply for a loan amount of up to $1,000.00. Short Term - only 6 months.

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Personal (Signature) - Borrow up to 15% of your salary and use the funds for finance anything you wish.

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Fresh Start Loan - Repair your credit. With our Fresh-Start Program, you can borrow up to your credit limit and add up to $2,000 to pay off other creditors.

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Vacation Loan - Vacations can’t just happen overnight. Apply for a vacation loan to get the money you require while staying within your credit limit.

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Share Secured - Loans fully secured by your share account.

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Copyright© 2016 Essex County NJ Employees Federal Credit Union
   
 
National Credit Union Administration Equal Housing Lender