Essex County N.J. Employees FCU Home page


MultiPurpose Loans

Insurance Coverage

Additional Member Services




Share Savings - Save for the future a little, or a lot, at a time. With the convenience of automatic payroll deduction, this budget-friendly plan is a popular option among our members.

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Holiday Club Accounts - Want to put a little extra “jingle” in your pocket this holiday season? Make affordable deposits into your Holiday Club account, through the convenience of automatic payroll deduction, throughout the year and watch your holidays shine.

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Share Certificates - when available, are open to all members of the Credit Union. The minimum opening deposit is $2,500. The maximum deposit is $98,000. Payroll deductions are not available for Share Certificates. Dividends may be withdrawn but if the principal is withdrawn before maturity, it is subject to an early withdrawal penalty of 90 days worth of dividends.

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