Essex County N.J. Employees FCU Home page
 

 

Fee Schedule

Account Fees

 

LOAN RATES

NEW VEHICLE RATES:

Up to 100% of the purchase price up to $50,000 *
Rates as low as 2.99%* Annual Percentage Rate

USED VEHICLE RATES:

Up to 100% of the purchase price up NADA loan value up to $30,000*
Rates as low as 3.25%* Annual Percentage Rate

PERSONAL LOAN RATES:

Borrow up to 15% of your annual base salary.*
Rates as low as 9.9%* Annual Percentage Rate

LOANS FULLY SECURED BY SHARES RATES:

Borrow up to your share balance.
Rates as low as 7%*
Annual Percentage Rate

 
*If qualified - other rates apply based on our loan underwriting policy.
Our credit union’s philosophy and history requires that we treat all members equitably. Being fair means that each member should receive the best deal based on what they have done with their individual management of their financial affairs and credit.  We encourage good credit by rewarding those members who have worked hard to maintain their good credit standing.
Rates and fees are subject to change without notice.
Policies are subject to change without notice.

 

 

 

 
 
Copyright© 2016 Essex County NJ Employees Federal Credit Union
   
 
National Credit Union Administration Equal Housing Lender