IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens or has signatory authority on an Account. These procedures are designed to prevent crimes, such as identity theft and account fraud that helps the government fight the funding of terrorism and money laundering activities. The definition of an account covers a broad range of regular financial transactions such as deposit, transaction, asset or credit accounts or other extensions of credit.
Membership Eligibility Requirements
Find out more about who is eligible to join the Credit Union, it’s easier than you think.Click here
What this means is that when an account is opened, or changed, we will request name, address, date of birth and other information that will permit the credit union to verify your identity. We may also request a driver’s license or other documentation necessary to validate such identity.
Your understanding and cooperation are appreciated.
How to Apply
Since it remains a privilege to be a member of the Credit Union, it therefore must be understood that if a member demonstrates a lack of respect for the Credit Union or its personnel, her/his action may result in having her/his membership terminated.
- Print this application.
- Be sure to read and complete all of this form
- Signatures of Primary Owner and any Joint Owner(s) are required.
- You will be required to provide ID and a signature at a later date
- Return completed form with initial minimum deposit of $50.This is not a fee, it is the 1st deposit into your Share Savings account.(application fee has been waived) to Essex County Employees Federal Credit Union.
Download the Membership Application
The link below will open a .PDF document. The PDF document may have limitations in accessibility. Please contact an Essex CU representative at 973-643-4738 or use our contact form for assistance.Click here
Sorry, we cannot accept Membership Applications online – we need your original signature and ID to protect you.