Contact us at 973-643-4738 or [email protected]

Loan Rates

Loan Rates

Rates and Fees are subject to change without notice.

Loan TypeAnnual Percentage RateLoan Amount
NEW VEHICLE RATES:Rates as low as 1.74%*Up to 115% of the purchase price up to $50,000 *
USED VEHICLE RATES:Rates as low as 2.24%*Up to 115% of the purchase price up NADA loan value up to $30,000*
PERSONAL LOAN RATES:Rates as low as 9.9%*Borrow up to 15% of your annual base salary.*
LOANS FULLY SECURED BY SHARES RATES:Rates as low as 7%*Borrow up to your share balance.

*If qualified – other rates apply based on our loan underwriting policy. Our credit union’s philosophy and history requires that we treat all members equitably. Being fair means that each member should receive the best deal based on what they have done with their individual management of their financial affairs and credit.  We encourage good credit by rewarding those members who have worked hard to maintain their good credit standing.Rates and fees are subject to change without notice. Policies are subject to change without notice.